1300 028 327
 

The first step is to see if our services
are right for you:

  • You're an Australian resident
  • You're between 18-65 years old
  • You or your partner have a regular income
  • You may need to borrow money or take control of your debt
  • You may have been declined for a loan or have trouble paying your debt

And you understand that...

  • We'll work with you fully understand your financial situation
  • We will help you understand your credit report and the areas for improvement
  • You may yourself without charge obtain a copy of your credit record and challenge any entry on your credit report
  • If you're applying for credit restoration improvement, we cannot guarantee that all adverse credit notations are removed from your credit report
  • We can only use our best endeavours to ensure that your credit record is true and correct
  • We will not provide you with any Insolvency services unless and until we've advised you that you may obtain help, free of charge, with credit and debt related problems from community based financial counsellors.

Get Started No Thanks

Our creditor negotiation process involves changing the terms of your current loans to make them more manageable and affordable.

Creditor Negotiation

Benefits of creditor negotiation

  • Lower interest rate
  • Freezing payments to get you back on your feet
  • Extend the length of the loan to reduce repayments
  • Lower payments
  • Payment plan, even if the creditor is demanding a lump sum
  • Settling the debt for less than the full amount

If your creditors are demanding that you pay them the full amount, a creditor negotiation may result in a payment arrangement so you can pay them off over time.

At Credit Repair Australia we conduct a full analysis of your financial situation and then use this information to come to an arrangement that both you and your creditors are happy with.

For more information on how creditor negotiation works call us on 1300 419 753 or request a call back.